Nearly a third of Americans have no emergency savings, and nearly half don't have enough saved to cover three months of expenses, CNNMoney reports.

But how does Perry Hall compare?

Are members of our community living paycheck to paycheck, or squirreling away for a rainy day?

The lack of savings is attributed to stagnant incomes in a still-struggling economy. Still, having enough cash to cover six months of expenses is highly recommended by experts, the article stated.

Take our poll to share how much you and your family have saved, and tell us why you think saving is down in America in the comments.